Your map of gambling literacy.

Why People Gamble: Functions and Alternatives

Why people gamble for emotional and situational reasons — and healthier options that meet the same need.

Financial Harm and the Universal Risk Test

What gambling losses really cost — opportunity cost, compounding, and the universal risk test (probability × magnitude × absorbability).

Self-Monitoring as a Habit

Self-monitoring as an ongoing habit — brief validated screens (BAGS, BBGS, Lie/Bet) used privately; assess completion and concept only.

Help-Seeking and Stigma

Stigma as the main barrier to help — encourage reaching out and know confidential helplines (VOLATILE numbers).

Your Protective Plan

Terminal transfer — build a pre-commitment protective plan and rehearse supporting a friend; helpline routing (VOLATILE).

House Edge Exit Ticket

Six-question check covering implied probability, expected value, vig, parlay compounding, and the per-attempt edge across products. Pairs with Reasoning Lessons 1 and 2.

Recognition Exit Ticket

Six-question capstone on the stake-chance-prize framework, the gambling spectrum, convergence in digital products, and structural hook mechanics. Pairs with Recognition lessons.

Recognition Quick Reference

Printable one-pager: the stake-plus-chance-plus-prize framework, the gambling spectrum, and a glossary of design mechanics (variable ratio, near-miss, sludge, dark patterns, dark nudges).

Research Source Library

Per-domain citation library covering every claim in the curriculum, with usage guidance for parent, admin, and media conversations. Names the gaps in the source base where they exist.

Financial Literacy Alignment Guide

A standards crosswalk mapping Safe Bet lessons to JumpStart, Common Core math (S.MD / S.IC), NCSS C3, and NHES standards. Includes a copy-paste pitch for admin and curriculum committee conversations.